Our Mission


We provide special services to you to help you purchase your home in Santa Clara County, San Mateo County, Alameda County, San Francisco County, Monterey County, or Santa Cruz County. The services are:

  1. We give you suggestins of lenders where you can quickly get pre-approved for your loan. This is not a pre-qualification. This is an approved loan from the lender. This approval will indicate how much you are approved for and any conditions that will be required by the lender.
  2. We then search on our computer for properties that meet the criteria you are looking for. Our computer can access several real estate boards' multiple listing service. We input the criteria you are looking for and then it will come up with the results, including pictures of the homes and maps. This will help you eliminate any undesirable homes and allow us to help you faster.
  3. We take you to see the homes or give you the address so you can drive by the outside. When you are ready for more information, we can take you in and if you want to buy the property, we write up the purchase contract.
  4. We can easily complete the process within 30 days in most cases.
  5. We post our properties daily on this web site.


  • To provide exchange in abundance.
  • To make the process painless and frustration free.
  • To get the product you want.
  • Service with ethics, integrity and professionalism.
  • Long track record of products and successes.



  • Provide BPO services and REO servicing and sales to 100% satisfaction for every lender/asset manager.



  • Broker and owner of A to B Realty.
  • 24 years of experience & success in real estate.
  • Established REO Division dedicated strictly to REO servicing & sales.
  • Member in good standing with the NRBA. (National REO Brokers Association, Inc.)
  • Member in good standing with REOMAC.
  • BPO and property valuation expert.
  • Named Homesteps' "Top Performer" REO Broker by Freddie Mac.
  • Closed over $120 Million in REO Sales in 2008 for 295 units.
  • Closed over $97 Million in REO Sales in 2009 for 323 units.
  • Over 100 Million in REO Assets under management in 2010.
  • Average DOM: 31
  • BPO to Sales Price Accuracy is 98%
  • Certifications: CREO (Certified REO Specialist) & CDPE (Certified Distressed Property Expert).
  • REO Certified Default Professional, Default School
  • Multilingual staff fluent in: Spanish, Urdu, Hindi, Farsi, and Punjabi.



  • Thousands of completed transactions.  Close to 1000 REO properties successfully handled and sold.  
  • Licensed Broker since 1992, with REO experience beginning in 2001 and total experience in all aspects of residential real estate since 1985.
  • Short sale experience – worked with banks directly, negotiated terms, directed buyers and sellers.
  • Knowledgeable with evictions and settled many Cash for Keys agreements.
  • Full service billing division that has taken care of recurring costs, liens, outstanding balances, utilities.
  • 100’s of BPO’s completed monthly.
  • Worked with and established a dependable network of vendors that carried out all property preservation services for hundreds of projects.



 Cash for Keys  Professional Bids & Repairs with Vendors
 Interior/Exterior BPOs–72 hours or less  Secure Property
 Occupancy Checks– 24 hour reporting  Digital & Internet Capabilities
 Ongoing Property Inspections & Preservation  Monthly Status Reporting
 Coordination with Eviction & Lockout Team  Frequent Asset Manager Updates
 Arrange Rekeys, Trash Outs, Utility Transfers  MLS Listing Services & Internet Advertising
 Short Sales  Trained REO Staff



Listing request is processed in hours, listed on MLS, uploaded to multiple internet sites and A to B Realty site, fliers and marketing products delivered, sign installed, professional photos taken, open houses held. Broker tours, staging, virtual tours are all on hand if needed.